CU Explorer
Credit unions · New York · Q2 2026

Grand Central Terminal Employees FCU

Credit union in New York, NY · NCUA charter #1059 · Federal charter

Legal name: Grand Central Terminal Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$6.6M
Total loans & leases$1.2M
Total shares & deposits$5.8M
Members1,423
Net worth$790K
Net worth / assets11.93%
Loans / assets18.43%
Return on assets (annualized)−0.53%
Loan growth (YoY)−11.32%
Member growth (YoY)−5.95%
Delinquency, all loans (60+ days)0.77%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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