CU Explorer
Credit unions · Colorado · Q2 2026

Air Academy Credit Union AI Score

Credit union in Colorado Spring, CO · NCUA charter #10600 · Federal charter

Legal name: Air Academy

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$810M
Total loans & leases$647M
Total shares & deposits$720M
Members43,960
Net worth$68.8M
Net worth / assets8.49%
Loans / assets79.82%
Return on assets (annualized)0.36%
Loan growth (YoY)−0.59%
Member growth (YoY)−1.75%
Delinquency, all loans (60+ days)0.41%
CharterFederal charter
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeMilitary

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

Air Academy Credit Union's own contact page offers members a chatbot for immediate assistance, which indicates a member-facing automated assistant answering questions about the credit union. No vendor is named and no announcement confirms AI in lending, fraud or other workflows, so the evidence is thin and dated to a single page.

  • Air Academy Credit Union website aacu.com · 2026-09-22 · website scan
    “For immediate assistance , use our chatbot anytime, or call 719.593.8600 or 800.223.1983 .”

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech unsecured lending, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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