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East County Schools FCU

Credit union in El Cajon, CA · NCUA charter #11099 · Federal charter

Legal name: East County Schools

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$147M
Total loans & leases$82.7M
Total shares & deposits$132M
Members4,790
Net worth$13.8M
Net worth / assets9.40%
Loans / assets56.38%
Return on assets (annualized)0.03%
Loan growth (YoY)1.44%
Member growth (YoY)2.33%
Delinquency, all loans (60+ days)1.28%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeEducational

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech participations, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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