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Credit unions · Delaware · Q2 2026

Dover FCU AI Score

Credit union in Dover, DE · NCUA charter #12443 · Federal charter

Legal name: Dover

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$732M
Total loans & leases$545M
Total shares & deposits$672M
Members42,740
Net worth$55.8M
Net worth / assets7.63%
Loans / assets74.48%
Return on assets (annualized)0.34%
Loan growth (YoY)1.28%
Member growth (YoY)−2.34%
Delinquency, all loans (60+ days)0.91%
CharterFederal charter
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeMilitary

AI readiness

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

Dover FCU runs an AI voice and digital assistant called Beau that answers member questions, checks account balances and transfers funds, and it fronts the contact centre by handling calls and passing those it cannot resolve to a representative. The credit union's own site and its vendor's case study, which quotes the credit union, both document this.

  • Intelligent Banking Assistant for Dover FCU | interface.ai | interface.ai interface.ai · May 6, 2025 · web search
    “We have achieved 40% call automation on day 1 of launch of 'Beau', our Voice AI Assistant, powered by interface.ai.”
  • Contact Us | Dover Federal Credit Union doverfcu.com · web search
    “If Beau doesn't understand your request or can't help with it, you'll be forwarded to a representative to ensure you get the help you need.”
  • Dover FCU website doverfcu.com · 2026-09-22 · website scan
    “We're excited to introduce you to Beau (pronounced 'Bo'), Dover Federal's virtual assistant.”
  • Contact Us | Dover Federal Credit Union doverfcu.com · web search
    “Beau is an artificial intelligence (AI) powered digital assistant whose sole job is to help you get there. Whether that be answering a question, checking your balance, or transferring money”

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech secured lending, fintech unsecured lending, online loan application, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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