Credit unions · Delaware · Q2 2026
Dover FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $732M |
| Total loans & leases | $545M |
| Total shares & deposits | $672M |
| Members | 42,740 |
| Net worth | $55.8M |
| Net worth / assets | 7.63% |
| Loans / assets | 74.48% |
| Return on assets (annualized) | 0.34% |
| Loan growth (YoY) | 1.28% |
| Member growth (YoY) | −2.34% |
| Delinquency, all loans (60+ days) | 0.91% |
| Charter | Federal charter |
| Asset band | $250M–$1B |
| NCUA peer group | over $500M |
| Sponsor type | Military |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Dover FCU runs an AI voice and digital assistant called Beau that answers member questions, checks account balances and transfers funds, and it fronts the contact centre by handling calls and passing those it cannot resolve to a representative. The credit union's own site and its vendor's case study, which quotes the credit union, both document this.
- Intelligent Banking Assistant for Dover FCU | interface.ai | interface.ai “We have achieved 40% call automation on day 1 of launch of 'Beau', our Voice AI Assistant, powered by interface.ai.”
- Contact Us | Dover Federal Credit Union “If Beau doesn't understand your request or can't help with it, you'll be forwarded to a representative to ensure you get the help you need.”
- Dover FCU website “We're excited to introduce you to Beau (pronounced 'Bo'), Dover Federal's virtual assistant.”
- Contact Us | Dover Federal Credit Union “Beau is an artificial intelligence (AI) powered digital assistant whose sole job is to help you get there. Whether that be answering a question, checking your balance, or transferring money”
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