CU Explorer
Credit unions · New York · Q2 2026

Dannemora FCU AI Score

Credit union in Plattsburgh, NY · NCUA charter #12473 · Federal charter

Legal name: Dannemora

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$320M
Total loans & leases$206M
Total shares & deposits$274M
Members22,720
Net worth$46.6M
Net worth / assets14.55%
Loans / assets64.28%
Return on assets (annualized)1.11%
Loan growth (YoY)1.73%
Member growth (YoY)1.86%
Delinquency, all loans (60+ days)0.51%
CharterFederal charter
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeCommunity

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

A 2022 vendor announcement, which quotes Dannemora's CEO, says the credit union launched Clinc's voice- and text-enabled virtual assistant on dfcu.net to answer member questions 24/7. That is a member-facing AI assistant working on the credit union's own information, with no public evidence of AI inside decisioning or of AI agents taking actions.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech lead generation (members), fintech lead generation (shares), fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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