Credit unions · Virginia · Q2 2026
Langley FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $5.62B |
| Total loans & leases | $4.59B |
| Total shares & deposits | $4.83B |
| Members | 408,700 |
| Net worth | $520M |
| Net worth / assets | 9.25% |
| Loans / assets | 81.64% |
| Return on assets (annualized) | 0.76% |
| Loan growth (YoY) | 0.95% |
| Member growth (YoY) | 3.02% |
| Delinquency, all loans (60+ days) | 1.32% |
| Charter | Federal charter |
| Asset band | > $5B |
| NCUA peer group | over $500M |
| Sponsor type | Military |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
Langley runs a member-facing virtual assistant called Leigh on its website and by phone that answers member questions from its own information, and the credit union has announced a generative AI feature that drafts responses to member feedback. No public evidence shows AI making decisions inside lending, collections or other processes.
- Langley Offers ‘Leigh’ Way To Boost Member Service | CreditUnions.com | Data & Insights For Credit Unions “Langley FCU launched Leigh as a tool for members to ask questions quickly and conveniently.”
- Langley FCU website “Chat with Leigh, Langley's Virtual Assistant”
- Langley Federal Credit Union Adds AI Tool to Deepen Member Connections and Speed Response Experience “Langley Federal Credit Union recently implemented a generative AI feature to enhance how the credit union responds to member feedback”
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