CU Explorer
Credit unions · Virginia · Q2 2026

Langley FCU AI Score

Credit union in Newport News, VA · NCUA charter #1261 · Federal charter

Legal name: Langley

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$5.62B
Total loans & leases$4.59B
Total shares & deposits$4.83B
Members408,700
Net worth$520M
Net worth / assets9.25%
Loans / assets81.64%
Return on assets (annualized)0.76%
Loan growth (YoY)0.95%
Member growth (YoY)3.02%
Delinquency, all loans (60+ days)1.32%
CharterFederal charter
Asset band> $5B
NCUA peer groupover $500M
Sponsor typeMilitary

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

Langley runs a member-facing virtual assistant called Leigh on its website and by phone that answers member questions from its own information, and the credit union has announced a generative AI feature that drafts responses to member feedback. No public evidence shows AI making decisions inside lending, collections or other processes.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech lead generation (members), fintech lead generation (shares), fintech P2P payments, fintech for communication / chat, other fintech, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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