CU Explorer
Credit unions · Kentucky · Q2 2026

Bluegrass Community FCU

Credit union in Ashland, KY · NCUA charter #12648 · Federal charter

Legal name: Bluegrass Community

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$12.9M
Total loans & leases$6.7M
Total shares & deposits$11.5M
Members1,872
Net worth$1.2M
Net worth / assets9.56%
Loans / assets51.53%
Return on assets (annualized)−0.39%
Loan growth (YoY)−23.86%
Member growth (YoY)1.03%
Delinquency, all loans (60+ days)3.05%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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