CU Explorer
Credit unions · Illinois · Q2 2026

State Farm FCU AI Score

Credit union in Bloomington, IL · NCUA charter #1273 · Federal charter

Legal name: State Farm

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$5.71B
Total loans & leases$1.01B
Total shares & deposits$4.98B
Members113,400
Net worth$744M
Net worth / assets13.03%
Loans / assets17.63%
Return on assets (annualized)0.46%
Loan growth (YoY)−2.75%
Member growth (YoY)−0.76%
Delinquency, all loans (60+ days)0.31%
CharterFederal charter
Asset band> $5B
NCUA peer groupover $500M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

State Farm FCU's own website presents a member-facing virtual assistant named "Fin" on its chat page, delivered through the Glia digital service platform installed on the site. Nothing public shows AI making or shaping decisions inside lending, collections or other processes.

  • State Farm FCU website loads glia.com statefarmfcu.com · 2026-09-22 · website scan
    “The site loads a script from glia.com (digital customer service with AI)”
  • State Farm FCU website statefarmfcu.com · 2026-09-22 · website scan
    “Meet Fin….Our virtual assistant designed to enhance your experience with State Farm Federal Credit Union (SFFCU).”

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech unsecured lending, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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