Credit unions · Pennsylvania · Q2 2026
First Commonwealth FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.47B |
| Total loans & leases | $1.13B |
| Total shares & deposits | $1.32B |
| Members | 98,470 |
| Net worth | $147M |
| Net worth / assets | 10.02% |
| Loans / assets | 77.14% |
| Return on assets (annualized) | 0.68% |
| Loan growth (YoY) | 3.75% |
| Member growth (YoY) | 3.52% |
| Delinquency, all loans (60+ days) | 1.53% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Service (finance, health, transport, utilities) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
First Commonwealth FCU's own website tells members it offers an AI-powered assistant that answers questions and helps with common tasks, which is a member-facing assistant working from the credit union's own information. No public evidence was found of AI making decisions inside lending, collections or other workflows.
- First Commonwealth FCU website loads glia.com “The site loads a script from glia.com (digital customer service with AI)”
- First Commonwealth FCU website “Our AI-powered assistant is available to guide you through common tasks and answer your questions.”
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