CU Explorer
Credit unions · Delaware · Q2 2026

Tidemark FCU AI Score

Credit union in Seaford, DE · NCUA charter #13121 · Federal charter

Legal name: Tidemark

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$468M
Total loans & leases$253M
Total shares & deposits$405M
Members22,300
Net worth$67.3M
Net worth / assets14.37%
Loans / assets54.02%
Return on assets (annualized)0.51%
Loan growth (YoY)11.07%
Member growth (YoY)1.65%
Delinquency, all loans (60+ days)0.33%
CharterFederal charter
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeCommunity

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

Tidemark FCU's own website loads an interface.ai conversational assistant, indicating a member-facing AI assistant that answers questions from the credit union's own content. No public announcement or other source describes deeper AI use such as automated lending decisions or AI agents taking actions.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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