CU Explorer
Credit unions · Texas · Q2 2026

USI FCU

Credit union in Deer Park, TX · NCUA charter #13132 · Federal charter

Legal name: USI

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$29.4M
Total loans & leases$24.0M
Total shares & deposits$24.1M
Members2,132
Net worth$5.3M
Net worth / assets18.01%
Loans / assets81.40%
Return on assets (annualized)0.42%
Loan growth (YoY)15.74%
Member growth (YoY)4.87%
Delinquency, all loans (60+ days)1.31%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeManufacturing

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech for communication / chat, online loan payments, bill payment. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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