CU Explorer
Credit unions · Pennsylvania · Q2 2026

Bradford Area FCU

Credit union in Bradford, PA · NCUA charter #13823 · Federal charter

Legal name: Bradford Area

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$11.4M
Total loans & leases$6.6M
Total shares & deposits$9.8M
Members1,374
Net worth$1.6M
Net worth / assets13.74%
Loans / assets58.04%
Return on assets (annualized)0.18%
Loan growth (YoY)2.63%
Member growth (YoY)−1.29%
Delinquency, all loans (60+ days)0.30%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeManufacturing

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, e-Statements, external transfers / ACH. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Bradford Area FCU in the explorer →Compare with peersFinancial statements

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