CU Explorer
Credit unions · Oklahoma · Q2 2026

Endurance FCU AI Score

Credit union in Duncan, OK · NCUA charter #13898 · Federal charter

Legal name: Endurance

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$196M
Total loans & leases$112M
Total shares & deposits$168M
Members13,200
Net worth$26.9M
Net worth / assets13.69%
Loans / assets56.99%
Return on assets (annualized)0.70%
Loan growth (YoY)1.69%
Member growth (YoY)−2.07%
Delinquency, all loans (60+ days)0.21%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeManufacturing

AI readiness

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

A vendor announcement names Endurance Federal Credit Union of Duncan, Oklahoma as selecting Scienaptic's AI credit decisioning platform, placing AI inside its lending decision process.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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