CU Explorer
Credit unions · Texas · Q2 2026

Cochran County Schools FCU

Credit union in Morton, TX · NCUA charter #14166 · Federal charter

Legal name: Cochran County Schools

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$10.2M
Total loans & leases$4.0M
Total shares & deposits$8.7M
Members900
Net worth$1.5M
Net worth / assets14.66%
Loans / assets39.13%
Return on assets (annualized)0.33%
Loan growth (YoY)−4.91%
Member growth (YoY)2.86%
Delinquency, all loans (60+ days)0.77%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeEducational

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, e-signature. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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