CU Explorer
Credit unions · Maryland · Q2 2026

WSSC FCU

Credit union in Laurel, MD · NCUA charter #16268 · Federal charter

Legal name: WSSC

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$35.4M
Total loans & leases$19.6M
Total shares & deposits$31.9M
Members3,300
Net worth$3.6M
Net worth / assets10.13%
Loans / assets55.35%
Return on assets (annualized)−0.16%
Loan growth (YoY)4.10%
Member growth (YoY)−1.29%
Delinquency, all loans (60+ days)1.95%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, other fintech, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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