CU Explorer
Credit unions · Texas · Q2 2026

Caprock FCU

Credit union in Lamesa, TX · NCUA charter #16813 · Federal charter

Legal name: Caprock

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$40.4M
Total loans & leases$29.7M
Total shares & deposits$35.5M
Members4,378
Net worth$4.7M
Net worth / assets11.54%
Loans / assets73.36%
Return on assets (annualized)0.05%
Loan growth (YoY)9.53%
Member growth (YoY)43.40%
Delinquency, all loans (60+ days)1.43%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, bill payment, account aggregation, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Caprock FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Texas

Brentwood Baptist Church FCUHoustonBrownfield FCUBrownfieldBrownsville City Employees FCUBrownsvilleCabot Community CUPampaCal-COM FCUPort LavacaCapitol CUAustinCaprock Santa Fe CUSlatonCEN TEX Manufacturing CUBrownwoodCentex Citizens CUMexiaCentral Texas Teachers CUCorsicanaChemcel FCUBishopCherokee County FCURusk

All credit unions in Texas →