CU Explorer
Credit unions · West Virginia · Q2 2026

South Charleston Employees FCU

Credit union in South Charlesto, WV · NCUA charter #16989 · Federal charter

Legal name: South Charleston Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$14.2M
Total loans & leases$4.6M
Total shares & deposits$5.7M
Members1,200
Net worth$8.5M
Net worth / assets59.78%
Loans / assets32.61%
Return on assets (annualized)0.74%
Loan growth (YoY)−2.02%
Member growth (YoY)−1.72%
Delinquency, all loans (60+ days)3.54%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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