CU Explorer
Credit unions · Illinois · Q2 2026

R.I.A. FCU

Credit union in Rock Island, IL · NCUA charter #17117 · Federal charter

Legal name: R.I.A.

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$749M
Total loans & leases$513M
Total shares & deposits$692M
Members46,840
Net worth$65.4M
Net worth / assets8.72%
Loans / assets68.47%
Return on assets (annualized)0.36%
Loan growth (YoY)6.20%
Member growth (YoY)16.49%
Delinquency, all loans (60+ days)0.70%
CharterFederal charter
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeMilitary

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, fintech unsecured lending, fintech participations, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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