CU Explorer

Honda FCU

Credit union in Torrance, CA · NCUA charter #17623 · Federal charter

Legal name: Honda

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.20B
Total loans & leases$932M
Total shares & deposits$1.03B
Members60,440
Net worth$111M
Net worth / assets9.29%
Loans / assets77.80%
Return on assets (annualized)0.42%
Loan growth (YoY)4.29%
Member growth (YoY)−1.98%
Delinquency, all loans (60+ days)0.34%
CharterFederal charter
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeManufacturing

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Other credit unions in California

All credit unions in California →