CU Explorer
Credit unions · Virginia · Q2 2026

Vantage Point FCU

Credit union in Hopewell, VA · NCUA charter #17630 · Federal charter

Legal name: Vantage Point

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$45.0M
Total loans & leases$15.5M
Total shares & deposits$37.2M
Members2,925
Net worth$7.5M
Net worth / assets16.68%
Loans / assets34.57%
Return on assets (annualized)0.76%
Loan growth (YoY)−7.61%
Member growth (YoY)−2.01%
Delinquency, all loans (60+ days)2.20%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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