CU Explorer

Citizens Choice FCU

Credit union in Natchez, MS · NCUA charter #17715 · Federal charter

Legal name: Citizens Choice

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$679K
Total loans & leases$331K
Total shares & deposits$676K
Members457
Net worth−$4.6K
Net worth / assets−0.68%
Loans / assets48.82%
Return on assets (annualized)−9.66%
Loan growth (YoY)−7.51%
Member growth (YoY)21.87%
Delinquency, all loans (60+ days)5.66%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, external transfers / ACH. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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