CU Explorer
Credit unions · Hawaii · Q2 2026

HFS FCU

Credit union in Hilo, HI · NCUA charter #1829 · Federal charter

Legal name: HFS

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.10B
Total loans & leases$482M
Total shares & deposits$988M
Members56,410
Net worth$102M
Net worth / assets9.32%
Loans / assets43.88%
Return on assets (annualized)0.96%
Loan growth (YoY)8.53%
Member growth (YoY)3.04%
Delinquency, all loans (60+ days)1.41%
CharterFederal charter
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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