CU Explorer
Credit unions · North Carolina · Q2 2026

Coastal Foundation

Credit union in Raleigh, NC · NCUA charter #18297 · Federal charter

Legal name: Coastal

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$6.23B
Total loans & leases$4.34B
Total shares & deposits$5.36B
Members347,900
Net worth$614M
Net worth / assets9.86%
Loans / assets69.61%
Return on assets (annualized)0.86%
Loan growth (YoY)3.95%
Member growth (YoY)1.75%
Delinquency, all loans (60+ days)0.66%
CharterFederal charter
Asset band> $5B
NCUA peer groupover $500M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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