CU Explorer
Credit unions · New Jersey · Q2 2026

Ocean County Employees FCU

Credit union in Toms River, NJ · NCUA charter #18759 · Federal charter

Legal name: Ocean County Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.4M
Total loans & leases$327K
Total shares & deposits$1.2M
Members349
Net worth$289K
Net worth / assets19.99%
Loans / assets22.58%
Return on assets (annualized)2.22%
Loan growth (YoY)−11.92%
Member growth (YoY)−2.51%
Delinquency, all loans (60+ days)0.33%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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