CU Explorer
Credit unions · Arkansas · Q2 2026

GCEFCU

Credit union in Hot Springs, AR · NCUA charter #18814 · Federal charter

Legal name: Garland County Educators

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$5.2M
Total loans & leases$2.9M
Total shares & deposits$4.3M
Members730
Net worth$944K
Net worth / assets18.04%
Loans / assets55.66%
Return on assets (annualized)1.13%
Loan growth (YoY)−12.86%
Member growth (YoY)−0.14%
Delinquency, all loans (60+ days)2.56%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeEducational

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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