Credit unions · Massachusetts · Q2 2026

Symphony FCU

Credit union in Boston, MA · NCUA charter #18861 · Federal charter

Legal name: Symphony

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$2.2M
Total loans & leases	$1.4M
Total shares & deposits	$2.0M
Members	213
Net worth	$177K
Net worth / assets	8.09%
Loans / assets	66.06%
Return on assets (annualized)	−0.04%
Loan growth (YoY)	−14.00%
Member growth (YoY)	−6.58%
Delinquency, all loans (60+ days)	6.21%

Charter	Federal charter
Asset band	< $50M
NCUA peer group	$2M–$10M
Sponsor type	Other / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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