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Lebanon FCU AI Score

Credit union in Lebanon, PA · NCUA charter #19510 · Federal charter

Legal name: Lebanon

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$540M
Total loans & leases$427M
Total shares & deposits$492M
Members36,470
Net worth$53.3M
Net worth / assets9.87%
Loans / assets79.07%
Return on assets (annualized)1.37%
Loan growth (YoY)9.29%
Member growth (YoY)3.09%
Delinquency, all loans (60+ days)0.61%
CharterFederal charter
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeCommunity

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

Lebanon FCU's own digital banking page lists a chatbot as a self-service option alongside live-agent chat, indicating an automated member-facing assistant. No further detail, vendor name, or announcement about AI in decisions or workflows was found.

  • Lebanon FCU website lebanonfcu.org · 2026-09-22 · website scan
    “Chatbot or Chat with a live agent during normal business hours”

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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