CU Explorer
Credit unions · Arkansas · Q2 2026

Two Rivers FCU

Credit union in Arkadelphia, AR · NCUA charter #20114 · Federal charter

Legal name: Two Rivers

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$13.8M
Total loans & leases$9.8M
Total shares & deposits$12.4M
Members1,389
Net worth$1.7M
Net worth / assets12.11%
Loans / assets70.74%
Return on assets (annualized)−2.58%
Loan growth (YoY)−6.33%
Member growth (YoY)−21.88%
Delinquency, all loans (60+ days)3.89%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeEducational

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Two Rivers FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Arkansas

Southern Gas FCULittle RockSubiaco FCUSubiacoSuccess Credit UnionBlythevilleTelcoe FCULittle RockTimberline FCUCrossettTruservice Community FCULittle RockU.P. Employees FCUNorth Little RoUARK FCUFayettevilleUp FCUNorth Little RoUSEM Mena Federal Credit UnionMenaVA Hospital FCULittle RockWhite County FCUSearcy

All credit unions in Arkansas →