CU Explorer
Credit unions · Maryland · Q2 2026

Choptank Electric Coop Employ FCU

Credit union in Denton, MD · NCUA charter #20656 · Federal charter

Legal name: Choptank Electric Coop Employ

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$2.7M
Total loans & leases$714K
Total shares & deposits$1.9M
Members275
Net worth$817K
Net worth / assets30.04%
Loans / assets26.26%
Return on assets (annualized)0.99%
Loan growth (YoY)−16.21%
Member growth (YoY)−1.79%
Delinquency, all loans (60+ days)4.46%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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