CU Explorer
Credit unions · New Jersey · Q2 2026

Local 1233 FCU

Credit union in Newark, NJ · NCUA charter #20773 · Federal charter

Legal name: Local 1233

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$14.1M
Total loans & leases$5.6M
Total shares & deposits$11.5M
Members903
Net worth$2.5M
Net worth / assets17.87%
Loans / assets39.96%
Return on assets (annualized)0.82%
Loan growth (YoY)0.70%
Member growth (YoY)988.00%
Delinquency, all loans (60+ days)0.27%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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