1st MS
Credit union in Meridian, MS · NCUA charter #21073 · Federal charter
Legal name: 1st Mississippi
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $82.8M |
| Total loans & leases | $50.1M |
| Total shares & deposits | $57.4M |
| Members | 10,810 |
| Net worth | $23.6M |
| Net worth / assets | 28.51% |
| Loans / assets | 60.54% |
| Return on assets (annualized) | 0.73% |
| Loan growth (YoY) | −1.44% |
| Member growth (YoY) | 3.26% |
| Delinquency, all loans (60+ days) | 0.79% |
| Charter | Federal charter |
| Asset band | $50M–$250M |
| NCUA peer group | $50M–$100M |
| Sponsor type | Community |
AI readiness
No public evidence
Nothing public says the credit union uses AI.
No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.
Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.
The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.
In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.
Other credit unions in Mississippi
All credit unions in Mississippi →