CU Explorer
Credit unions · West Virginia · Q2 2026

Union Trades FCU

Credit union in Parkersburg, WV · NCUA charter #21100 · Federal charter

Legal name: Union Trades

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$34.4M
Total loans & leases$9.6M
Total shares & deposits$27.9M
Members2,941
Net worth$6.3M
Net worth / assets18.44%
Loans / assets27.92%
Return on assets (annualized)1.03%
Loan growth (YoY)−10.50%
Member growth (YoY)1.10%
Delinquency, all loans (60+ days)0.92%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, fintech P2P payments, fintech for communication / chat, online loan application, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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