CU Explorer
Credit unions · West Virginia · Q2 2026

Hancock School Employees FCU

Credit union in Weirton, WV · NCUA charter #21115 · Federal charter

Legal name: Hancock School EMP.

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$24.1M
Total loans & leases$5.1M
Total shares & deposits$21.3M
Members1,395
Net worth$2.8M
Net worth / assets11.62%
Loans / assets21.28%
Return on assets (annualized)0.70%
Loan growth (YoY)−17.58%
Member growth (YoY)−0.29%
Delinquency, all loans (60+ days)0.41%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeEducational

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, e-Statements, external transfers / ACH. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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