CU Explorer
Credit unions · Texas · Q2 2026

PrimeWay Healthcare Community Credit Union AI Score

Credit union in Houston, TX · NCUA charter #2131 · Federal charter

Legal name: Primeway

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$736M
Total loans & leases$546M
Total shares & deposits$560M
Members48,660
Net worth$94.2M
Net worth / assets12.81%
Loans / assets74.15%
Return on assets (annualized)0.11%
Loan growth (YoY)2.82%
Member growth (YoY)0.38%
Delinquency, all loans (60+ days)1.33%
CharterFederal charter
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

PrimeWay's own website says callers to its phone system are greeted by an AI assistant named Carey, which is a member-facing AI assistant. There is no public evidence of AI making decisions inside lending, collections or other workflows.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech secured lending, fintech unsecured lending, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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