CU Explorer
Credit unions · New York · Q2 2026

St. John United FCU

Credit union in Buffalo, NY · NCUA charter #21355 · Federal charter

Legal name: St. John United

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.1M
Total loans & leases$215K
Total shares & deposits$988K
Members407
Net worth$124K
Net worth / assets10.83%
Loans / assets18.72%
Return on assets (annualized)−0.82%
Loan growth (YoY)−19.90%
Member growth (YoY)−4.68%
Delinquency, all loans (60+ days)4.62%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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