Waterbury Connecticut Teachers FCU
Credit union in Waterbury, CT · NCUA charter #22 · Federal charter
Legal name: Waterbury Connecticut Teachers
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $365M |
| Total loans & leases | $245M |
| Total shares & deposits | $301M |
| Members | 21,960 |
| Net worth | $62.3M |
| Net worth / assets | 17.06% |
| Loans / assets | 66.97% |
| Return on assets (annualized) | 1.62% |
| Loan growth (YoY) | 4.08% |
| Member growth (YoY) | −0.67% |
| Delinquency, all loans (60+ days) | 0.26% |
| Charter | Federal charter |
| Asset band | $250M–$1B |
| NCUA peer group | $100M–$500M |
| Sponsor type | Educational |
AI readiness
No public evidence
Nothing public says the credit union uses AI.
No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.
Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-Statements, external transfers / ACH. These are relationships and channels, not AI as such.
The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.
In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.
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