CU Explorer
Credit unions · Georgia · Q2 2026

Mercy FCU

Credit union in Savannah, GA · NCUA charter #22362 · Federal charter

Legal name: Mercy

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$12.4M
Total loans & leases$7.6M
Total shares & deposits$10.2M
Members2,272
Net worth$2.4M
Net worth / assets19.35%
Loans / assets61.07%
Return on assets (annualized)−0.42%
Loan growth (YoY)−1.98%
Member growth (YoY)1.88%
Delinquency, all loans (60+ days)2.65%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, bill payment, e-signature, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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