CU Explorer
Credit unions · Indiana · Q2 2026

Elements Financial FCU

Credit union in Indianapolis, IN · NCUA charter #22468 · Federal charter

Legal name: Elements Financial

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$2.50B
Total loans & leases$1.69B
Total shares & deposits$1.99B
Members102,800
Net worth$299M
Net worth / assets11.92%
Loans / assets67.64%
Return on assets (annualized)1.40%
Loan growth (YoY)0.67%
Member growth (YoY)3.39%
Delinquency, all loans (60+ days)0.46%
CharterFederal charter
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeManufacturing

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Elements Financial FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Indiana

Crane CUOdonCrossroads Financial FCUPortlandDiamond Valley FCUEvansvilleDiversified General FCULogansportDubois-Pike FCUJasperEastern Indiana FCUNew CastleEncompass FCUTiptonEvansville FCUEvansvilleEvansville Firefighters FCUEvansvilleEverwise CUSouth BendFamily Horizons CUIndianapolisFinancial BuildersKokomo

All credit unions in Indiana →