CU Explorer
Credit unions · New York · Q2 2026

Local 804 FCU

Credit union in Port Washington, NY · NCUA charter #23144 · Federal charter

Legal name: Local 804

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$22.5M
Total loans & leases$13.5M
Total shares & deposits$15.6M
Members3,197
Net worth$6.9M
Net worth / assets30.73%
Loans / assets59.97%
Return on assets (annualized)2.30%
Loan growth (YoY)−5.56%
Member growth (YoY)0.16%
Delinquency, all loans (60+ days)3.71%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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