CU Explorer
Credit unions · Pennsylvania · Q2 2026

U.A.L.U. 354 FCU

Credit union in Youngwood, PA · NCUA charter #23174 · Federal charter

Legal name: U.A.L.U. 354

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$6.9M
Total loans & leases$4.0M
Total shares & deposits$6.1M
Members1,616
Net worth$812K
Net worth / assets11.74%
Loans / assets57.80%
Return on assets (annualized)1.21%
Loan growth (YoY)−8.51%
Member growth (YoY)3.79%
Delinquency, all loans (60+ days)0.41%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan payments, external transfers / ACH. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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