Vitelco Employees FCU
Credit union in Charlotte Amali, VI · NCUA charter #23294 · Federal charter
Legal name: Vitelco Employees
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.6M |
| Total loans & leases | $443K |
| Total shares & deposits | $1.5M |
| Members | 330 |
| Net worth | $82K |
| Net worth / assets | 5.14% |
| Loans / assets | 27.79% |
| Return on assets (annualized) | −5.97% |
| Loan growth (YoY) | 21.62% |
| Member growth (YoY) | −0.90% |
| Delinquency, all loans (60+ days) | 7.42% |
| Charter | Federal charter |
| Asset band | < $50M |
| NCUA peer group | under $2M |
| Sponsor type | Service (finance, health, transport, utilities) |
AI readiness
No public evidence
Nothing public says the credit union uses AI.
No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.
Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, e-Statements, external transfers / ACH. These are relationships and channels, not AI as such.
The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.
In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.
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