CU Explorer
Credit unions · New York · Q2 2026

Academic FCU

Credit union in Briarcliff Mano, NY · NCUA charter #23425 · Federal charter

Legal name: Academic

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$33.7M
Total loans & leases$10.7M
Total shares & deposits$29.8M
Members2,360
Net worth$3.9M
Net worth / assets11.44%
Loans / assets31.65%
Return on assets (annualized)1.22%
Loan growth (YoY)−9.81%
Member growth (YoY)−5.11%
Delinquency, all loans (60+ days)1.33%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeEducational

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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