CU Explorer
Credit unions · Pennsylvania · Q2 2026

G.A.P. FCU

Credit union in Johnstown, PA · NCUA charter #2405 · Federal charter

Legal name: G.A.P.

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$79.0M
Total loans & leases$38.9M
Total shares & deposits$67.8M
Members6,499
Net worth$10.8M
Net worth / assets13.74%
Loans / assets49.21%
Return on assets (annualized)1.66%
Loan growth (YoY)1.97%
Member growth (YoY)0.23%
Delinquency, all loans (60+ days)0.74%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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