Credit unions · Wisconsin · Q2 2026
Altra AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $3.14B |
| Total loans & leases | $2.83B |
| Total shares & deposits | $2.58B |
| Members | 160,700 |
| Net worth | $398M |
| Net worth / assets | 12.68% |
| Loans / assets | 90.08% |
| Return on assets (annualized) | 1.66% |
| Loan growth (YoY) | 7.64% |
| Member growth (YoY) | 2.28% |
| Delinquency, all loans (60+ days) | 0.46% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Manufacturing |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Zest AI's published customer story says Altra FCU built an AI underwriting model on 50 months of its own loan history and uses it for automated auto-loan decisions. That is AI shaping decisions inside a lending process (level 3); no public evidence was found of AI agents taking actions.
- Altra FCU - Zest AI “Working with Zest, Altra built a new AI-based underwriting model, trained and validated on 50 months of prior loans.”