CU Explorer
Credit unions · Indiana · Q2 2026

Indiana Heartland FCU

Credit union in Kokomo, IN · NCUA charter #24108 · Federal charter

Legal name: Indiana Heartland

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$49.7M
Total loans & leases$35.8M
Total shares & deposits$43.5M
Members5,415
Net worth$5.8M
Net worth / assets11.57%
Loans / assets71.91%
Return on assets (annualized)1.66%
Loan growth (YoY)2.31%
Member growth (YoY)7.29%
Delinquency, all loans (60+ days)2.94%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, online membership application, online loan application, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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