CU Explorer
Credit unions · Tennessee · Q2 2026

KEMBA Delta FCU

Credit union in Bartlett, TN · NCUA charter #24220 · Federal charter

Legal name: KEMBA Delta

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$31.2M
Total loans & leases$9.9M
Total shares & deposits$21.4M
Members4,943
Net worth$9.2M
Net worth / assets29.45%
Loans / assets31.71%
Return on assets (annualized)1.86%
Loan growth (YoY)−7.94%
Member growth (YoY)−1.47%
Delinquency, all loans (60+ days)3.17%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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