CU Explorer

Rockland FCU AI Score

Credit union in Rockland, MA · NCUA charter #24224 · Federal charter

Legal name: Rockland

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$3.83B
Total loans & leases$3.39B
Total shares & deposits$3.32B
Members224,900
Net worth$392M
Net worth / assets10.25%
Loans / assets88.49%
Return on assets (annualized)0.70%
Loan growth (YoY)10.85%
Member growth (YoY)10.08%
Delinquency, all loans (60+ days)0.38%
CharterFederal charter
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeOther / mixed sponsor

AI readiness

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

A July 2026 vendor press release names Rockland Federal Credit Union (soon Arise Financial, $3.8B, Rockland, MA) as the site of a live Kintera AI deployment that automates its indirect auto loan post-closing quality control review. That is AI document review shaping a step inside a lending process, so level 3; nothing public shows AI agents taking actions with human approval or running autonomousl

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Other credit unions in Massachusetts

All credit unions in Massachusetts →