Credit unions · Texas · Q2 2026
Texar FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $440M |
| Total loans & leases | $256M |
| Total shares & deposits | $335M |
| Members | 27,980 |
| Net worth | $72.3M |
| Net worth / assets | 16.42% |
| Loans / assets | 58.20% |
| Return on assets (annualized) | 0.79% |
| Loan growth (YoY) | 4.55% |
| Member growth (YoY) | −4.65% |
| Delinquency, all loans (60+ days) | 0.72% |
| Charter | Federal charter |
| Asset band | $250M–$1B |
| NCUA peer group | $100M–$500M |
| Sponsor type | Community |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
Texar FCU's website loads interface.ai, a conversational AI vendor, indicating a member-facing AI assistant that answers questions using the credit union's own information. No public evidence was found for AI inside lending, collections or other decision workflows.
- Texar FCU website loads interface.ai “The site loads a script from interface.ai (conversational AI assistant)”
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