CU Explorer
Credit unions · Alabama · Q2 2026

NRS Community Development FCU

Credit union in Birmingham, AL · NCUA charter #24583 · Federal charter

Legal name: NRS Community Development

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.1M
Total loans & leases$402K
Total shares & deposits$1.0M
Members920
Net worth$78K
Net worth / assets7.10%
Loans / assets36.54%
Return on assets (annualized)−1.17%
Loan growth (YoY)−44.50%
Member growth (YoY)18.25%
Delinquency, all loans (60+ days)15.99%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan payments, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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