CU Explorer
Credit unions · Connecticut · Q2 2026

Sound FCU

Credit union in Norwalk, CT · NCUA charter #24705 · Federal charter

Legal name: Sound

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$116M
Total loans & leases$86.8M
Total shares & deposits$105M
Members8,354
Net worth$8.8M
Net worth / assets7.60%
Loans / assets75.13%
Return on assets (annualized)1.51%
Loan growth (YoY)−9.32%
Member growth (YoY)−6.45%
Delinquency, all loans (60+ days)1.43%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-23. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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